Image Image Image Image Image Image Image Image Image Image

East Swindon | October 17, 2017

Scroll to top


National Flood insurance scheme, Flood Re, launches this week.

National Flood insurance scheme, Flood Re, launches this week.
Dale Heenan
  • On April 3, 2016

Homeowners facing high home insurance premiums and excess will soon have help on cheaper deals because of a new national scheme. Flood Re, goes live on April 4th 2016, is not a home insurer itself but will work behind the scenes with existing insurance companies so that people who own and live in properties that are most likely to flood can shop around more easily to find policies with more affordable premiums and excesses.

Cllr Dale Heenan, “Parts of Swindon like Covingham and Liden were badly hit by floods in 2007, and a lot of work has gone into flood prevention measures to avoid a repeat. Nine years on and we are hopeful but cannot rest on our laurels. Swindon Borough Council has also recently secured two DEFRA grants, £100,000 for Wanborough and £500,000 for Covingham.

Being flooded is devastating, not only because of the immediate damage which is caused to homes and belongings but because fully drying out, repairing and restoring a flooded property can take months or even years. It is important as many people as possible have access to home insurance so they can get the money and expertise they will need if the worst happens

“Those who are currently paying higher premiums at the moment could benefit from Flood Re and the key message is to shop around for the best cover. You can ask your provider about the scheme now or when you’re due for renewal.

I have championed investment in flood defences and measures to mitigate the impact of flooding; including looking at the financial implications of flooding and developing ways to help residents, such as through insurance. Swindon Borough Council has secured £500,000 from DEFRA for Covingham anti-flood work, and £100,000 for a Wanborough project where work has already started.”


The Association of British Insurers is reported in the national media to have said, .“Insurers have worked flat out to design and fund Flood Re specifically to address the problem of high home insurance premiums. April 4th marks the start of a process which will re-energise the home insurance market in flood prone areas and help ensure as many people as possible have access to effective, affordable cover for their properties.”

You can find more information on the flood re website: or via their brief video guide: